Fixed rates
Available loan offers use fixed rates, helping keep scheduled payments predictable for the selected term.
Prosper + HFS Financial
Check personal-loan options for your Prosper solar or home improvement project. The initial HFS inquiry does not affect your credit score.
You will continue directly to HFS Financial's secure prequalification form attributed to Prosper. The initial inquiry does not affect your credit scores.
Inquiry does not affect your credit scores
Direct-to-consumer funding
No prepayment penalties on described programs
Built for customer control
Keep financing simple
HFS connects customers with third-party lenders. Prosper handles the project while HFS handles the financing inquiry and loan process.
No prepayment penalty
The loan programs described by HFS do not charge a penalty for paying the loan off early.
No equity or appraisal
HFS connects homeowners with personal-loan options that do not require home equity or a property appraisal.
Quick funding
Qualified applicants may receive funds quickly after lender approval and completion of required verification.
Direct-to-consumer funded
Approved loan proceeds are sent directly to the customer, giving the homeowner control over project payments.
Autopay may impact your rate
The rate shown in an offer may assume autopay. Review the specific offer before choosing whether to enroll.
Four straightforward steps
How it works
Check your rate
Open Prosper's HFS page and answer a few questions. The initial inquiry does not affect your credit score.
Review your options
See available loan options or speak with an HFS loan consultant about the terms offered to you.
Complete verification
If you move forward, securely provide the documentation required by the third-party lender.
Receive approved funds
After approval and final verification, proceeds are sent directly to you for your Prosper project.