No home equity required
HFS connects homeowners with personal-loan options, so the financing is not tied to home equity.
Prosper Shield financing through HFS Financial
Finance the project. Keep your equity.
Check personal-loan options for your Prosper solar or home improvement project. The initial HFS inquiry does not affect your credit score.
You’ll continue on HFS Financial’s secure site. Checking your rate is an inquiry, not a loan application.
Initial inquiry does not affect credit
Direct-to-consumer funding
No prepayment penalties on described programs
Built for customer control
A financing path that stays simple
HFS connects customers with third-party lenders. Prosper handles the project while HFS handles the financing inquiry and loan process.
Funds go to the homeowner
Approved loan proceeds are disbursed directly to the customer, giving the homeowner control over project payments.
Check options without a hard credit hit
The initial HFS inquiry does not affect your credit score. Credit documentation is required if you continue.
Long-term fixed-rate options
Available programs may include fixed rates and terms up to 30 years. Final options depend on lender approval.
Your numbers are personal
See the options HFS can offer you
Rates, terms, and approval depend on your information and the third-party lender. Use Prosper’s tracked HFS page to see your available choices.
Four straightforward steps
From inquiry to approved funds
Check your rate
Open Prosper's HFS page and answer a few questions. The initial inquiry does not affect your credit score.
Review your options
See available loan options or speak with an HFS loan consultant about the terms offered to you.
Complete verification
If you move forward, securely provide the documentation required by the third-party lender.
Receive approved funds
After approval and final verification, proceeds are sent directly to you for your Prosper project.
Before you continue
Clear terms start on the official HFS page
We send every customer directly to Prosper’s HFS promotion page so the current program information, lender disclosures, and inquiry flow stay together.
- No information is collected on this page.
- Your inquiry continues on HFS Financial’s secure website.
- You decide whether to continue after reviewing your options.
Ready to see your options?
Start with the Prosper HFS inquiry. It takes you to the official HFS page tied to Prosper.
Check my rate